A-Khata
Also called: Khata, A-register khata, Khata certificate and extract
The main register — the one people call the A-register — kept by the municipal body with jurisdiction over the property.
Issued by — The municipal body itself, through its citizen service counter or its online system. Inside Bengaluru's municipal area that body is a city corporation under the Greater Bengaluru Governance Act, 2024 — see the note on BBMP below.
SourcesKarnataka Legislative Assembly — The Greater Bengaluru Governance (Amendment) Bill, 2025 (LA Bill No. 58 of 2025) (opens in a new tab)Department of Stamps and Registration, Government of Karnataka — Kaveri Online Services (opens in a new tab)SUYUG Infra
An A-Khata is an entry in the main property register a Karnataka municipal body keeps to record a property and the person liable to pay tax on it. It is a municipal revenue record and not a document of title: it says who the corporation bills, not who owns the property.
What it does establish
- That the body holds an account for this property in the main register, in the name printed on it.
- That the named person is who the body assesses and bills for property tax.
- The identifiers and measurements the body has on file, as at the date the document was issued.
What it does not establish
- Ownership. Title to immovable property in India passes by a registered instrument — a sale deed — not by a municipal register entry, and no municipal body issues a khata as one.
- That the property is free of encumbrances. That is what the encumbrance certificate is for, and it comes from the registration department, not from the municipal body.
- That any particular approval was validly granted. The register records what the body holds; it does not re-examine it.
How to tell you are holding this one
The document names a municipal body at its head, and that body is a corporation, a city municipal council, a town municipal council or a town panchayat — not a grama panchayat.
Two separate documents come out of the same register: a khata certificate, which states that an account exists in a named person's name, and a khata extract, which sets out the details held in the register. Being shown one is not being shown the other.
The extract carries the property's identifiers and its measurements as the body has recorded them. Those measurements are the body's record of the property, not an independent survey of it.
The three decisions people attribute to it
- A home loanDecided byThe lender, as a credit decision against its own policy.
- Lenders ask for the khata as part of the document set, alongside the registered sale deed, the parent documents and the encumbrance certificate. What weight a particular lender gives it, and what else it wants, is that lender's policy — ask the lender, in writing, before you rely on an answer from anybody selling you the property.
- A building plan sanctionDecided byThe planning authority or municipal body with jurisdiction, against its own regulations in force on the date of application.
- The sanctioning body works from the property's records. A khata is one of them; the land's conversion status, the approved layout and the zoning for the plot are others, and none of them is cured or replaced by the khata.
- Registering a transferDecided byThe Sub-Registrar, under the Registration Act, 1908, and the Karnataka Stamp Act, 1957 for the duty payable.
- The khata is part of the document set presented and the municipal record the transfer will later be reflected in. Changing the name in the register after a sale is a separate application — the khata transfer — and it is the buyer's to make.
